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While visiting New York City, Lord Philip Rexford, an English businessman, is invited to a "World of the Future" costume party and is sent a bizarre "Insect Man" outfit to wear. Also invited to the party is Mary, whose pre-ordered costume is as strange and difficult to put on as Philip's. When Philip and Mary meet on the way to the party, they decide to skip the ball and spend the evening together. After a whirlwind romance, Philip proposes to Mary, but she is reluctant to accept because of her less-than-virtuous past. Eventually, however, Philip convinces Mary that her past means nothing to him, and Mary, the wild American socialite, soon becomes Lady Rexford. Five years later, while Mary and Philip are living quietly in England with their young daughter Pamela, Philip announces that he must travel to America on a "men only" business trip. Depressed by Philip's departure, Mary accepts the invitation of his aunt, Hetty Riversleigh, to visit Cannes on a holiday. Although Hetty has been asked by Philip to look after Mary, the feisty matron encourages Mary to enjoy herself in the Riviera casinos. While partying, Mary hears that Tommie Trent, a notorious New York playboy and former admirer, is at the resort and finds him in his hotel room. Tommie, whose fast living and hard drinking have led him to suicidal despair, is rejuvenated by Mary's arrival and eagerly accompanies her to a high society party. After several glasses of champagne, the usually cyncial Tommie is overcome with romantic feelings and kisses Mary in an unguarded moment. Although Mary slips away and returns to her hotel, Tommie follows and tries to climb to her balcony. Drunk, Tommie slips while crossing a neighbor's balcony and falls two storeys. When Mary hears of Tommie's accident, she rushes to his hospital bedside and is caught in an innocent kiss by an American newspaper photographer. Back in England, Philip returns home amid rumors of Mary's "affair" and, while Mary maintains her innocence, finds himself filled with doubt and jealousy. To quell Philip's fears, Mary asks a recuperated Tommie to see her husband and reassure him that nothing serious happened in Cannes. Instead, Tommie's visit causes Philip to become more suspicious of Mary, and he soon begins to avoid her. Eventually Philip finds Mary at a party hosted by her sister and tells her that he wants a divorce. Crushed by Philip's assertion that she would be happier living her old, single life, Mary agrees to the divorce and retreats to a waiting Tommie. While Tommie and Mary pursue a romance in earnest, Philip hires detectives to investigate the Cannes affair. When he learns that Mary's version of the story is true, Philip wires her to come to St. Moritz, and she rushes to join him. Mary forgives Philip, but then learns that Tommie is on his way to St. Moritz to confront Philip. Worried that Philip will reject her if he finds out about her post-separation affair with Tommie, Mary lies about their relationship. Tommie, however, confesses to Philip his love for Mary, and Philip once again begins divorce proceedings. Moments before Mary, who has agreed to give up custody of Pamela, is to sail for America, however, Philip realizes he is still deeply in love with his wife, and they both agree to stay married.